Credit/ credit line (including revolving) in rubles on the following conditions: 1) Without bail
Amount – 100-500 million rubles (subsequently may be increased depending on the financial figures and credit history of the borrower).
Period - from 3 to 12 months.
Rate - 10-12% per annum + bank fee for the arranging of financing - 0,5-1% flat (rate specified preliminarily and can be adjusted according to the creditor)
Purpose - financing of contracts, circulating assets financing, as well as covering of operating costs and possible cash gap on current operations
Pledge – without bail
Repayment - quarterly, at the end of the period
2) With the pledge
Amount – 200-1000 million rubles (subsequently may be increased depending on the financial figures and credit history of the borrower).
Period - from 2 to 5 years.
Rate – 11,50-14% per annum + bank fee for the arranging of financing - 0,5-1% flat (rate specified preliminarily and can be adjusted according to the creditor)
Purpose - financing of contracts
Pledge – appliances, cars and freight transport, real estate, equipment, etc.
Repayment - quarterly, available a flexible schedule of repayment, including providing of a grace period on repayment of principal of loan.