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Credit/ credit line

Credit/ credit line (including revolving) in rubles on the following conditions:

1) Without bail

Amount – 100-500 million rubles (subsequently may be increased depending on the financial figures and credit history of the borrower).

Period - from 3 to 12 months.

Rate - 10-12% per annum + bank fee for the arranging of financing - 0,5-1% flat (rate specified preliminarily and can be adjusted according to the creditor)

Purpose - financing of contracts, circulating assets financing, as well as covering of operating costs and possible cash gap on current operations

Pledge – without bail

Repayment - quarterly, at the end of the period

2) With the pledge

Amount – 200-1000 million rubles (subsequently may be increased depending on the financial figures and credit history of the borrower).

Period - from 2 to 5 years.

Rate – 11,50-14% per annum + bank fee for the arranging of financing - 0,5-1% flat (rate specified preliminarily and can be adjusted according to the creditor)

Purpose - financing of contracts

Pledge – appliances, cars and freight transport, real estate, equipment, etc.

Repayment - quarterly, available a flexible schedule of repayment, including providing of a grace period on repayment of principal of loan.